IT Cash Back Programs

✔ Always paid back on monthly payments.

✔ Always 4 to 5-year terms. 3 or 2 years are available upon request.

✔ The after-tax write-off cost of our program’s averages (in simple interest) 19% per year for 5 years, 23% per year for 4 years, 29% per year for 3 years and 38% per year for 2 years.

✔ Not as good as a bank loan but better than most MCA products.

✔ Products do not interfere with or count as an MCA position or as a traditional loan.

✔ Qualified clients can get up to a total of $150,000 in cash using a FICO & Business Credit Score combination. ✔ ✔ This is NOT cash flow-based program – It is credit driven

✔ Minimum 2 years’ time in business for this program.

✔ Qualified clients can get up to a total of $90,000 in cash using ONLY Business Credit.

✔ There is no FICO minimum with this program.

✔ This is also NOT cash flow based, but instead is ONLY business credit driven.

✔ Minimum 5 years’ time in business for this program.

✔ Programs do NOT interfere with any merchant cash advances or MCA consolidations.

✔ The cash to the client is the fulfillment of a contract and is NOT the purchase of future receivables.

✔ Programs do NOT interfere with any SBA or other traditional loans or lines of credit.

✔ The only UCC’s filed are for equipment financing. That will never interfere with cash financing.

✔ Programs do not judge a client on how many MCA positions they have as long as they are paying the payments now with little or no problems.

✔ Programs do not judge a client if they had to defer MCA payments as long as things are back on track now.

✔ Programs do not care about a few bad months of low deposit volume, as long as the business and or business & personal credit have remained intact.

✔ Programs will strengthen and build up business credit as the are paid off by the client.

✔ Payments are made directly to banks and large leasing institutions who all report to Equifax Business, PayNet and Experian Business.

✔ Clients get a real enterprise class IT system with each transaction.

✔ At a minimum, each system will include a current generation Hewlett Packard Enterprise DL 380 new in the box server with at least 8 solid state hard drives and enough ram and processing power to more than run their business.

✔ If not used it as a server, they can set it up as a super type computer or just put it in a closet.